What is car finance?

Car finance helps to spread the cost of a new or used car. Instead of paying the full amount upfront, you pay monthly with interest. Most motor dealerships offer a range of finance products to suit individual preferences and circumstances, such as Hire Purchase, Personal Contract Purchase, Personal Contract Hire, and Lease Purchase.

Drive away in your new or used car with a finance arrangement that is right for you. You might not even need a deposit, and our interest rates are fixed for the duration of the agreement so you can budget more easily. Our range of finance choices means you can find the right one to suit you


Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by Black Horse, St William House, Tresillian Terrace, Cardiff, CF10 5BH


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